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Insurance Coverage Services
The Owner Operator Advantage offers comprehensive insurance solutions tailored for independent truck owner operators and individual truckers. Our insurance services include instant, minimum premium workers' compensation certificates and A-rated occupational accident insurance. We understand the unique needs of independent trucking professionals and provide reliable coverage–up to $1 million in coverage–to keep your business protected.
Occupational Accident Insurance
Our Occupational Accident Insurance gives independent contractors affordable protection where health and auto policies fall short. It covers medical expenses, disability pay, and accidental death or dismemberment—on or off the job—so you can protect your income, your family, and your future.
(Benefits subject to policy terms and conditions.)
Fuel Benefit Cards
Fuel smarter with savings up to $0.60/gal at 55,000+ locations nationwide.
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Instant discounts, zero fees, flexible credit terms, and no minimums—just real savings at stations like CFN, Pacific Pride, and Fuelman. Plus, enjoy 24/7 support, IFTA reports, and an app to keep you moving.
About Us
Why Choose Us?
At The Owner Operator Advantage we are dedicated to empowering independent owner operator truckers with essential tools and support to thrive in the industry. Every policy is backed by the strength and global reputation of Lloyd’s of London, so you can focus on the drive ahead knowing you’re supported by the best in the business.